Social Security: Nearly Half of Americans Plan to Take Benefits Early

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Deciding when to apply for Social Security is one of the biggest challenges you’ll face in retirement. Both options — taking benefits early or waiting until later — have pros and cons. All things being equal, experts generally urge people to wait until at least their full retirement age, and possibly age 70, before taking Social Security. Yet, 42% of Americans either “strongly agree” or “somewhat…

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